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Finance Trends
Emerging trends in banking, money and finance.
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5 years
finance
on-chain
27.1K
Volume
+99X+
Growth
Typically refers to activities, transactions, or data that are recorded directly on a blockchain. On-chain activities are transparent, immutable, and verifiable by anyone with access to the blockchain, often involving smart contracts and decentralized operations. This concept primarily benefits individuals and organizations seeking transparency, security, and decentralization in their digital transactions.
exploding
finrl
1.6K
Volume
+99X+
Growth
Open-source framework designed for financial reinforcement learning, leveraging deep reinforcement learning (DRL) to automate trading in quantitative finance. It provides tools and resources for developing and testing trading strategies using advanced machine learning techniques, enhancing the traditional reinforcement learning approach with deep neural networks. FinRL is primarily targeted at quantitative analysts, financial engineers, and researchers interested in applying machine learning to trading and investment strategies.
exploding
Quantexa Limited
140
Volume
+99X+
Growth
Quantexa Limited is a company that provides software solutions through a decision intelligence platform. This platform is designed to help financial services, corporate, and public sectors automate decisions, detect risks, ensure compliance, and boost revenue by offering a single, trusted view of data. The primary users of Quantexa's platform are organizations seeking to enhance their decision-making processes and data management capabilities.
exploding
Paymenow
135K
Volume
+99X+
Growth
A financial technology company that provides a platform for employees to access their earned wages before payday, aiming to reduce dependency on payday loans and microlenders. The platform also offers financial education and assistance to help users achieve their financial objectives, distinguishing itself by promoting financial wellness alongside early wage access. Paymenow primarily targets employees seeking financial flexibility and education to better manage their personal finances.
exploding
Rippling hr
1.9K
Volume
+99X+
Growth
Rippling is a workforce management platform that integrates HR, IT, and finance functions into a single system to streamline employee operations. It offers a unified solution for managing payroll, benefits, devices, apps, and expenses, distinguishing itself through automation and a broad integration ecosystem. Rippling is primarily aimed at mid-sized to large businesses seeking to simplify and centralize workforce administration across departments and locations.
exploding
Splitero
2.9K
Volume
+99X+
Growth
A company that provides financial solutions, specifically focusing on home equity. They offer homeowners the ability to access their home equity without taking on additional debt through a home equity investment model, where Splitero invests in a portion of the home's future value in exchange for a cash payment to the homeowner. This service is particularly beneficial for homeowners looking to unlock the value of their home without monthly payments or interest, unlike traditional loans or lines of credit.
exploding
Capitalise ai
2.4K
Volume
+99X+
Growth
Capitalise.ai is a fintech platform that enables traders to automate their trading strategies using natural language, eliminating the need for coding expertise. The platform offers features such as backtesting against historical market data, real-time monitoring, and smart notifications, facilitating informed and efficient trading decisions. Capitalise.ai primarily caters to retail traders and investors seeking to enhance their trading strategies through accessible automation tools
exploding
Onafriq
0-100
Volume
+99X+
Growth
Onafriq is a pan-African digital payments gateway that facilitates interoperable cross-border and domestic transactions across the continent. With a network spanning 41 African countries, it connects over 500 million mobile money wallets, 200 million bank accounts, and 470,000 enterprise and merchant customers, offering services such as collections, disbursements, card issuance, agent banking, and treasury services. Onafriq primarily serves enterprises, financial institutions, mobile network operators, money transfer organizations, non-bank financial institutions, government development organizations, and banks seeking to enhance their digital payment strategies and expand their reach within Africa
exploding
Biznext
27.1K
Volume
+99X+
Growth
Company specializing in developing advanced technology for Fintech solutions, with a decade of operational experience. Biznext aims to enhance financial inclusion in India by improving financial connectivity in tier II and III cities, addressing the gap in financial services accessibility. The primary beneficiaries of Biznext's solutions are residents and businesses in underserved regions seeking better financial integration and services.
exploding
Early wage access
880
Volume
+99X+
Growth
Financial service that allows employees to access a portion of their earned wages before their regular payday. It helps employees manage cash flow and avoid high-interest debt options, typically without charging interest but may include a small transaction fee. EWA services are often integrated with payroll systems and may include additional financial wellness tools, primarily benefiting employees who need immediate access to their earnings for financial stability.
regular
Briefly ai
1.3K
Volume
+99X+
Growth
Tool designed to enhance productivity during and after meetings by automatically transcribing and categorizing content. Briefly AI generates summaries and action items, allowing users to be more present during meetings and more productive afterward by having organized notes and actionable insights readily available. It is particularly beneficial for professionals and teams who frequently engage in meetings and require efficient documentation and follow-up.
exploding
NowPayments
6.6K
Volume
+99X+
Growth
Cryptocurrency payment gateway that enables merchants to accept Bitcoin, Ethereum, stablecoins, and over 160 other cryptocurrencies. NOWPayments offers a user-friendly interface and robust security features, making it a convenient solution for businesses looking to integrate crypto payments. The service is particularly beneficial for online retailers, e-commerce platforms, and businesses seeking to expand their payment options to include digital currencies.
exploding
Gr4vy
1K
Volume
+99X+
Growth
Cloud-native payment orchestration platform that enables businesses to deploy, manage, customize, and optimize their payment processes through a single, universal integration. It features a unique single-tenant, cloud-based infrastructure, which facilitates rapid scaling and provides businesses with greater control over their payment stack, differentiating it from competitors. Gr4vy primarily targets businesses seeking a flexible and scalable solution to streamline and enhance their payment operations.
exploding
Remitly
1M
Volume
+9800%
Growth
Online money transfer service provider that enables customers to send money to family and friends across the globe. Remitly differentiates itself by offering competitive exchange rates, low fees, and a user-friendly mobile app, ensuring fast and secure transactions. The service primarily targets individuals who need to send remittances to support their families in different countries.
exploding
Ai agent
74K
Volume
+9700%
Growth
Software entities that perform tasks autonomously or semi-autonomously on behalf of a user or another program. AI agents can be used in various applications, such as virtual assistants, customer service bots, and recommendation systems, utilizing machine learning, natural language processing, and other AI techniques to understand and respond to user inputs. They are beneficial for businesses and individuals seeking to automate repetitive tasks, enhance user interactions, and provide personalized experiences.
exploding
Ai guardrails
1K
Volume
+9600%
Growth
Protocols and tools designed to ensure that AI systems operate within ethical, legal, and technical boundaries. They promote safety and fairness by preventing misuse, monitoring AI innovations, safeguarding data privacy, and maintaining public safety. AI guardrails are essential for developers, policymakers, and organizations deploying AI technologies to ensure responsible and secure AI implementation.
exploding
Fake usdt
0-100
Volume
+9500%
Growth
Fraudulent transactions where scammers generate fake USDT (Tether) transactions on the blockchain. These transactions create false transfer records in the user's wallet without their knowledge, using phishing contracts to forge sender and recipient addresses. This scam primarily targets cryptocurrency users, potentially leading to financial losses if they act on these fake records.
exploding
nayapay
22.2K
Volume
+9400%
Growth
Digital wallet service enabling users to make everyday payments, send and receive money, split bills, and shop globally with a free Visa debit card. Nayapay differentiates itself by offering a comprehensive suite of financial services through a user-friendly mobile app, enhancing convenience and accessibility for its users. The service primarily targets individuals seeking a seamless and efficient way to manage their finances and conduct transactions digitally.
exploding
aidvantage
550K
Volume
+9400%
Growth
Government service that helps borrowers manage and repay their federal student loans by providing tools and resources to explore repayment options, manage payments, and understand loan details. Aidvantage acts as a loan servicer, assisting with the administrative aspects of federal student loans, differentiating itself by offering comprehensive support and guidance throughout the repayment process. The service primarily benefits federal student loan borrowers seeking assistance in managing their loan repayment effectively.
exploding
chain-of-thought reasoning
1.3K
Volume
+9400%
Growth
Method in AI and cognitive science that involves breaking down complex problems into intermediate steps, improving problem-solving and interpretability. It enhances reasoning and accuracy in complex tasks by allowing AI systems to process information in a more structured and logical manner. This approach is beneficial for AI developers and researchers aiming to improve the performance and transparency of AI models.
exploding
Oklink
12.1K
Volume
+9400%
Growth
Leading multi-chain blockchain explorer that provides real-time data and information for various cryptocurrencies, including Bitcoin, Ethereum, and Litecoin. It offers features such as market cap, transaction volumes, and key metrics for different cryptocurrencies, distinguishing itself with comprehensive insights into wallet activity and transaction hashes. Oklink is primarily targeted at cryptocurrency enthusiasts, traders, and analysts seeking detailed blockchain data and analytics.
exploding
Chime
1M
Volume
+9400%
Growth
Financial technology company that offers an online banking experience with no monthly fees. Chime provides a checking account, a high-yield savings account, and a secured credit card, all without monthly fees or minimum security deposit requirements, differentiating itself by focusing on fee-free banking services. Chime primarily targets individuals seeking a cost-effective and straightforward online banking solution.
exploding
Ai governance framework
2.9K
Volume
+9200%
Growth
A systematic approach designed to ensure the responsible development and deployment of AI technologies. It aims to minimize risks and maximize benefits by focusing on key aspects such as transparency, accountability, bias detection, safety, and oversight, often including regulations that require clear documentation of training data and algorithms. This framework is particularly beneficial for organizations and policymakers seeking to implement ethical and safe AI systems.
exploding
Ai agents
450K
Volume
+9000%
Growth
Software programs capable of performing tasks autonomously or semi-autonomously using artificial intelligence techniques. These agents can range from simple rule-based systems to complex machine learning models, and are utilized in applications such as virtual assistants, recommendation systems, and autonomous vehicles. AI agents are beneficial for industries and individuals seeking automation and enhanced decision-making capabilities.
exploding
Ai governance framework
2.9K
Volume
+9000%
Growth
A governance framework for artificial intelligence consists of structured policies and guidelines aimed at ensuring the ethical and responsible development and deployment of AI technologies. It encompasses ethical guidelines, accountability measures, transparency requirements, risk management strategies, and adherence to legal standards to safeguard human rights and promote safe AI usage. This framework is crucial for organizations and governments seeking to implement AI systems responsibly and ethically.
exploding
Huspy
8.1K
Volume
+8900%
Growth
Proptech company that simplifies the home financing process by offering an easy-to-use platform for obtaining mortgages. Huspy differentiates itself by reimagining the home buying process to make it more celebratory and buyer-friendly, focusing on user experience and efficiency. The platform primarily targets homebuyers looking for a streamlined and stress-free mortgage application process.
exploding
DocuClipper
4.4K
Volume
+8800%
Growth
OCR software designed for financial documents, known for its high accuracy and ease of use. DocuClipper differentiates itself by automatically converting PDF bank statements into Excel, CSV, and QBO formats without requiring manual parsing templates, making it highly efficient for financial data processing. The software is particularly beneficial for financial professionals seeking to streamline document conversion and data extraction tasks.
exploding
Biometric payments
1K
Volume
+8800%
Growth
Biometric payments utilize biometric authentication methods such as fingerprint recognition, facial recognition, or iris scanning to authorize financial transactions. This technology offers enhanced security and convenience by eliminating the need for traditional passwords or PINs, with fingerprint scans being more commonly preferred over facial recognition. Biometric payments are particularly appealing to tech-savvy consumers and younger generations, such as Gen Z, who are more open to adopting facial recognition technology.
regular
Merqube
880
Volume
+8800%
Growth
Software company founded in 2019 that specializes in providing technology solutions for designing and calculating rules-based investment strategies and passive solutions. Merqube differentiates itself by offering a comprehensive platform that enables clients to create, backtest, and implement custom investment indices with high precision and efficiency. The primary target demographic includes financial institutions, asset managers, and investment professionals seeking advanced tools for index creation and management.
exploding
Polygon.io
2.9K
Volume
+8800%
Growth
Financial market data platform that provides intuitive access to real-time and historical financial information. It offers real-time data with latency of less than 20 milliseconds, complete redundancy, and horizontal scalability, making it a reliable and efficient tool for accessing financial market information. Polygon.io is primarily targeted at financial analysts, traders, and developers who require accurate and timely market data for their operations.
exploding
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