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Finance Trends
Emerging trends in banking, money and finance.
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5 years
finance
Paya
74K
Volume
+112%
Growth
A leading provider of integrated payment and frictionless commerce solutions, Paya, a Nuvei Company, helps customers accept and make payments efficiently. Paya differentiates itself by offering solutions that expedite the receipt of money and increase operating efficiencies, making it a valuable partner for businesses seeking streamlined payment processes. The primary target demographic for Paya includes businesses and organizations looking to enhance their payment systems and improve financial operations.
regular
Truework
22.2K
Volume
+112%
Growth
Software company that offers a platform for verifying income and employment for applicants, aiding in faster loan closures. Truework differentiates itself by providing transparency and control over the sharing of sensitive employee data, with access to over 35 million U.S. employees. The platform is primarily targeted at financial institutions and employers seeking secure and efficient verification processes.
regular
Sunk cost fallacy
110K
Volume
+111%
Growth
The sunk cost fallacy is a cognitive bias where individuals continue an endeavor due to previously invested resources, despite new evidence suggesting that the costs outweigh the benefits. This fallacy leads people to make irrational decisions based on past investments rather than current and future outcomes. It primarily affects individuals and organizations who struggle to abandon projects or investments that are no longer viable.
regular
Blockchain certificates
480
Volume
+111%
Growth
Digital certificates stored on a blockchain, leveraging its decentralized and immutable nature to provide a secure and verifiable way to issue, store, and share certificates. These certificates ensure integrity, transparency, and security, making them suitable for academic credentials, professional certifications, and other verifiable documents. Blockchain certificates are particularly beneficial for institutions and individuals seeking a reliable and tamper-proof method of credential verification.
regular
Cyber insurance
22.2K
Volume
+110%
Growth
Specialty insurance product designed to protect businesses from internet-based risks and risks related to information technology infrastructure and activities. It generally covers a business's liability for data breaches involving sensitive customer information, such as Social Security numbers, credit card numbers, and other personal data, providing financial support for recovery and legal costs. Cyber insurance is particularly beneficial for businesses that handle large volumes of sensitive data and are at higher risk of cyber-attacks, such as financial institutions, healthcare providers, and e-commerce companies.
regular
Data privacy
40.5K
Volume
+109%
Growth
The concept of data privacy pertains to the management and protection of personal information by organizations and individuals. It involves ensuring that data is collected, processed, and shared in compliance with legal regulations and with the consent of the data subjects, thereby safeguarding against unauthorized access and breaches. Data privacy is crucial for individuals and organizations that handle sensitive information, aiming to maintain trust and meet regulatory requirements.
exploding
Oneplan
27.1K
Volume
+107%
Growth
AI-enabled Strategic Portfolio, Financial, Resource, and Work Management platform designed to meet the needs of various organizations. Oneplan differentiates itself by integrating advanced AI capabilities to streamline and optimize project management processes, providing comprehensive tools for planning, tracking, and resource allocation. The platform is targeted at businesses and organizations seeking to enhance their project management efficiency and decision-making through advanced technology.
regular
PayEm
2.9K
Volume
+106%
Growth
Software company based in Tel Aviv, Israel, offering a comprehensive spend management and procurement platform. The platform is designed to streamline financial processes, promote accountability, and empower organizations by providing advanced tools for managing expenses and procurement activities. PayEm primarily targets businesses and organizations seeking to optimize their financial operations and improve overall efficiency.
regular
OneFamily
90.5K
Volume
+105%
Growth
OneFamily is a UK-based financial services provider that operates as a mutual society, meaning it is owned by its members rather than shareholders. The organization offers a variety of financial products including Child Trust Funds, ISAs, Lifetime ISAs, Junior ISAs, Tax-Exempt Savings Plans, and Over 50s Life Cover, differentiating itself through its member-owned structure. OneFamily primarily serves individuals and families looking for savings and investment products, particularly those interested in mutual society benefits.
regular
Crypto hacking
3.6K
Volume
+105%
Growth
Unauthorized access and theft of cryptocurrencies, often executed through techniques such as phishing, malware, and exploiting vulnerabilities in smart contracts. This activity underscores the critical need for robust security measures within the cryptocurrency ecosystem to protect digital assets from malicious actors. Crypto hacking primarily affects cryptocurrency holders, exchanges, and platforms, emphasizing the importance of cybersecurity for all participants in the digital currency market.
exploding
React libraries
5.4K
Volume
+105%
Growth
React libraries are tools and frameworks that extend the functionality of the React JavaScript library, which is used for building user interfaces. These libraries assist developers in managing state, routing, styling, form handling, and making HTTP requests, thereby streamlining the development process and enhancing the capabilities of React applications. They are particularly beneficial for developers looking to create efficient, scalable, and maintainable web applications.
exploding
Sumup card reader
14.8K
Volume
+104%
Growth
Mobile NFC/Bluetooth device that enables businesses to accept card payments. It is priced around $39.99 and is available from retailers like Quill and Staples, offering a portable solution for on-the-go transactions. The SumUp card reader is primarily targeted at small businesses and entrepreneurs seeking a cost-effective and mobile payment processing option.
regular
Sure app
6.6K
Volume
+104%
Growth
Technology platform that combines insurance expertise, technology, and products to enable digital insurance solutions for carriers, Managing General Agents (MGAs), brands, and more. It helps these entities build, launch, and scale digital insurance programs efficiently, offering a streamlined approach to digital insurance management. The Sure app primarily targets insurance carriers, MGAs, and brands looking to enhance their digital insurance capabilities.
exploding
data walks
2.9K
Volume
+103%
Growth
Interactive process where program participants, community residents, and service providers review data presentations in small groups. They collectively interpret the data and use their expertise to discuss and develop strategies for improving policies, programs, and other factors influencing community change. This approach ensures diverse perspectives are considered in decision-making.
exploding
onpay
33.1K
Volume
+103%
Growth
Payroll software designed to streamline the payroll process for businesses. It offers features such as frequent payroll runs, support for multiple payroll schedules, and automatic withholding and payment of payroll taxes, differentiating itself with its comprehensive tax management capabilities. OnPay is particularly beneficial for small to medium-sized businesses seeking an efficient and reliable payroll solution.
regular
Safety wing
27.1K
Volume
+103%
Growth
SafetyWing is a company focused on providing insurance and safety net solutions for remote workers, digital nomads, and remote companies. It differentiates itself by offering globally accessible insurance products that cater specifically to the needs of a mobile and distributed workforce, ensuring coverage regardless of location. The primary target demographic includes remote workers, digital nomads, and companies with remote teams seeking comprehensive and flexible insurance solutions.
regular
Banking kyc
9.9K
Volume
+103%
Growth
Know Your Customer (KYC) is a process used by banks and financial institutions to verify the identity of their clients. This process aims to prevent financial crimes such as money laundering, fraud, and financing of terrorism by collecting and verifying documents like proof of identity, proof of address, and financial information. KYC primarily benefits banks and regulatory authorities by ensuring compliance with legal requirements and maintaining the integrity of the financial system.
regular
Monetization
110K
Volume
+102%
Growth
The process of converting something into money or legal tender. In the context of business and digital platforms, it often involves generating revenue from a product, service, or content through methods such as advertising, subscriptions, and e-commerce. Monetization strategies are essential for businesses and content creators looking to generate income from their offerings.
exploding
Financial crime
9.9K
Volume
+102%
Growth
Criminal activities that involve the unlawful conversion of property ownership for personal use and benefit. Financial crimes can undermine the integrity of financial systems globally and pose risks to the security of individuals and institutions. These crimes are particularly concerning for regulatory bodies, financial institutions, and law enforcement agencies focused on maintaining economic stability and public trust.
regular
Bachelor of commerce
74K
Volume
+102%
Growth
Undergraduate degree focusing on commerce and related subjects, designed to provide students with a broad range of managerial skills. The curriculum typically includes courses in accounting, finance, business management, economics, marketing, and business law, with some programs offering specializations in areas such as international business and human resource management. This degree is aimed at individuals seeking careers in accounting, finance, marketing, human resources, and management, and is globally recognized.
regular
qsehra
12.1K
Volume
+100%
Growth
A Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) is a type of health reimbursement arrangement that allows small employers with fewer than 50 full-time employees to reimburse their employees for medical expenses, including health insurance premiums. Established under the 21st Century Cures Act in December 2016, QSEHRA requires that employees have minimum essential coverage to receive tax-free reimbursements, and it must be offered on the same terms to all eligible employees. This arrangement primarily benefits small businesses looking to provide health benefits to their employees without offering a group health plan.
regular
bitkeep
1.9K
Volume
+100%
Growth
Non-custodial cryptocurrency wallet that supports multiple blockchain networks and digital assets. BitKeep offers features such as DeFi integration, DApps access, and token swapping, differentiating itself with a comprehensive suite of tools for managing digital assets securely. It is primarily targeted at cryptocurrency users and investors seeking a versatile and secure wallet solution.
peaked
coatue
5.4K
Volume
+100%
Growth
Investment management firm specializing in technology-focused investments across public and private markets. Coatue differentiates itself by leveraging deep industry expertise and a data-driven approach to identify high-growth opportunities in sectors such as technology, media, telecommunications, consumer, and healthcare. The firm primarily targets institutional investors and high-net-worth individuals seeking exposure to innovative and high-potential companies.
regular
goerli
1.6K
Volume
+100%
Growth
Public, Proof-of-Stake (PoS) test network used in the blockchain and cryptocurrency space. It is maintained with an open validator set, allowing anyone who wishes to run their own testnet validator to participate, though it requires a longer time to sync and more storage due to the large state of the network. Goerli is primarily used by developers and testers in the blockchain community to experiment with and validate new features and applications before deploying them on the mainnet.
peaked
Founderpath
880
Volume
+100%
Growth
Software company that assists SaaS founders in accelerating growth by offering capital, tools, and exclusive events. Founderpath differentiates itself by providing non-dilutive growth capital, allowing founders to secure funding without giving up equity, and focusing specifically on B2B SaaS businesses. The primary beneficiaries of Founderpath's services are SaaS founders seeking to scale their businesses without diluting ownership.
peaked
Element market
14.8K
Volume
+100%
Growth
Element Markets, LLC is a company that offers environmental asset management and compliance services to institutional clients in North America. The company specializes in managing and trading environmental commodities such as carbon credits, renewable energy credits, and emission allowances, providing value through expertise in regulatory compliance and market strategies. Element Markets primarily serves large corporations, utilities, and other institutions seeking to meet environmental regulations and sustainability goals.
regular
Pakistani rupee
74K
Volume
+100%
Growth
The currency of Pakistan, issued and controlled by the State Bank of Pakistan. It is denoted by the symbol Rs and is used in all financial transactions within the country, including the purchase of goods and services. The Pakistani rupee is primarily used by residents and businesses operating within Pakistan.
peaked
Token gating
320
Volume
+100%
Growth
Concept often used in blockchain and decentralized applications (dApps) to restrict access to certain content, features, or services based on the ownership of specific tokens. This practice can involve cryptocurrencies, non-fungible tokens (NFTs), or other digital assets, and is typically implemented through smart contracts that automatically verify token ownership. Token gating is particularly valuable for providing exclusive content, membership, event access, and special offers to token holders.
peaked
Addx
5.4K
Volume
+100%
Growth
Management consulting and technology services provider offering a range of services including program, acquisition, and financial management, business and knowledge consulting, information technology, governance, and security services. Addx Corporation differentiates itself by integrating comprehensive management solutions with advanced technology to enhance operational efficiency and strategic decision-making for its clients. The company's services are primarily targeted at government agencies, defense contractors, and large enterprises seeking specialized consulting and technology solutions.
regular
Fintor
720
Volume
+100%
Growth
Platform that facilitates investment in U.S. real estate from anywhere in the world, aiming to make real estate investment accessible. Fintor offers opportunities for users to earn annual profits through diversified real estate investments, differentiating itself by providing a user-friendly interface and low entry barriers. The platform primarily targets individual investors looking to diversify their portfolios with real estate assets without the need for significant capital or extensive market knowledge.
peaked
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