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Finance Trends
Emerging trends in banking, money and finance.
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5 years
finance
Boliden AB
2.4K
Volume
+25%
Growth
Boliden AB is a company engaged in the mining, processing, and sale of metals and mineral products, with a primary focus on zinc and copper. The company differentiates itself by also producing gold, lead, silver, and sulfuric acid, and operating mining and milling operations across Europe, along with smelting and refining operations in Sweden, Finland, and Norway. Boliden AB primarily serves industries requiring high-quality metals and minerals, including construction, electronics, and automotive sectors.
regular
Gradient descent
60.5K
Volume
+25%
Growth
Optimization algorithm used to minimize functions by iteratively moving towards the minimum value. Widely utilized in machine learning, it adjusts model parameters to minimize the cost function, with variants like Batch, Stochastic, and Mini-batch Gradient Descent offering different advantages and trade-offs. Primarily benefits data scientists and machine learning practitioners who need efficient methods for training models.
regular
Flock cover
170
Volume
+25%
Growth
Insurance product designed to help fleets save money by reducing accidents and rewarding safer driving practices. Flock cover differentiates itself by using real-time data and advanced analytics to provide tailored insurance premiums based on the safety performance of the fleet, thereby incentivizing safer driving behaviors. This product is primarily targeted at fleet managers and companies looking to lower their insurance costs while promoting safety within their vehicle operations.
regular
Privacy.com
14.8K
Volume
+24%
Growth
Service that allows users to make secure online payments using randomly-generated virtual card numbers instead of their real debit or credit card numbers. It helps protect against credit and debit card fraud by enabling users to create virtual cards for specific merchants, set spending limits, and pause or close a card at any time for added security. This service is particularly beneficial for individuals who prioritize privacy and security in their online transactions.
exploding
BondIT
6.6K
Volume
+24%
Growth
Company specializing in providing financing solutions for the film, television, and media industries. Founded in 2014 and backed by Accord Financial Inc., it offers flexible and reliable financing options for various projects and media companies, differentiating itself through its industry-specific expertise and tailored financial products. BondIT primarily serves filmmakers, production companies, and media enterprises seeking financial support for their projects.
regular
Machine learning
550K
Volume
+23%
Growth
Subset of artificial intelligence (AI) that involves the use of algorithms and statistical models to enable computers to perform tasks without explicit instructions. Machine learning systems learn from data and improve their performance over time, making them valuable for applications such as recommendation systems, fraud detection, and autonomous vehicles. It primarily benefits data scientists, researchers, and industries looking to leverage data-driven decision-making and automation.
regular
Open startups
390
Volume
+23%
Growth
Companies that embrace a philosophy of transparency and openness in their operations. This includes being transparent about their financials, business models, and other key metrics with their customers and the public, aiming to build trust and foster a community around the business. Open startups primarily appeal to customers, investors, and stakeholders who value transparency and accountability in business practices.
regular
Passive income
165K
Volume
+23%
Growth
Passive income refers to earnings generated with minimal active involvement, often derived from investments, rental properties, or business ventures. It provides financial benefits by creating a steady stream of income without the need for continuous effort, differentiating it from active income which requires ongoing work. This type of income is particularly appealing to individuals seeking financial independence, retirees, and those looking to diversify their income sources.
regular
Aelf
165K
Volume
+22%
Growth
Blockchain platform that utilizes a mainchain-sidechain architecture to provide high-speed, scalable blockchain solutions. Built in the cloud, it supports robust blockchain infrastructure, including sidechain configuration, smart contracts, and cross-chain interactions, and is notable for its high transaction volume, with over 700,000 daily on-chain transactions. Aelf primarily targets developers and enterprises seeking scalable and efficient blockchain solutions for various applications.
regular
Data visualization tools
22.2K
Volume
+22%
Growth
Software applications designed to help users create graphical representations of data. These tools are essential for analyzing large datasets and presenting data in an easily understandable format, with popular options including Tableau, Power BI, D3.js, Google Data Studio, QlikView, Plotly, and Looker, each offering varying levels of complexity, customization, and integration capabilities. Data visualization tools are primarily targeted at data analysts, business intelligence professionals, and organizations seeking to derive insights from their data and communicate findings effectively.
regular
Credit profile
1K
Volume
+22%
Growth
A credit profile is a detailed report of an individual's credit history, typically compiled by credit bureaus. It includes personal identification details, credit accounts, payment history, credit inquiries, public records, and any collections or bankruptcies, providing a comprehensive view of an individual's financial behavior. Lenders use this profile to assess the creditworthiness of an individual when they apply for loans, credit cards, or other forms of credit.
regular
Cuvva
22.2K
Volume
+22%
Growth
Insurance service provider specializing in automotive cover through a mobile application-based platform. The company differentiates itself by offering pay-as-you-drive and motor insurance, providing comprehensive cover within minutes and 24/7 customer support. Cuvva primarily targets drivers seeking flexible, hassle-free insurance solutions.
regular
Nops
90.5K
Volume
+22%
Growth
Automated FinOps platform designed to help customers reduce their AWS costs by up to 50% on auto-pilot. Nops differentiates itself by providing real-time insights and automated recommendations for cost optimization, ensuring efficient cloud resource management without manual intervention. The platform is primarily targeted at businesses and organizations using AWS services that seek to optimize their cloud expenditure and improve financial efficiency.
regular
Kashable
27.1K
Volume
+21%
Growth
Financial wellness solution designed to provide employees with access to low-cost loans through their employers. Kashable differentiates itself by offering socially responsible lending options that aim to improve financial stability and reduce financial stress for employees. The service is primarily targeted at employees seeking affordable and accessible financial assistance to manage personal expenses and improve their overall financial health.
regular
Car IQ
1.9K
Volume
+21%
Growth
Revolutionary payment platform that uses real-time vehicle data to provide comprehensive oversight of all payments for businesses and fleets. It aims to eliminate the need for fuel cards, reduce fraud, improve efficiency, and streamline the reconciliation process by offering 100-percent accurate oversight for back office and administrative teams. Car IQ is particularly beneficial for businesses and fleet managers seeking to optimize payment processes and enhance operational efficiency.
exploding
Masterworks
27.1K
Volume
+21%
Growth
Masterworks is a company that enables individuals to buy and trade shares in high-value, blue-chip artworks. It differentiates itself by offering a unique investment opportunity in the art market, supported by expert research and acquisition teams to curate a diversified portfolio of iconic works. The service primarily targets investors looking to diversify their portfolios with alternative assets, particularly those interested in the art market.
regular
Tegus
74K
Volume
+21%
Growth
Large lizards belonging to the genus Tupinambis in the family Teiidae, primarily found in South America. Tegus are popular in the pet trade due to their manageable size and relatively docile nature, with notable species like the Argentine black and white tegu growing up to 4 feet long. These lizards are often sought after by reptile enthusiasts and pet owners looking for an exotic and interactive pet.
regular
payone
22.2K
Volume
+20%
Growth
Company that offers point-of-sale systems with functionalities for payments, inventory management, and reservations, tailored to specific industry needs. Payone provides a central platform for managing and monitoring payment activities, giving access to contract data, transactions, and reporting, differentiating itself with its comprehensive and industry-specific solutions. The target demographic includes businesses in various industries seeking an integrated solution for their point-of-sale and payment management needs.
regular
Bachelor of commerce
74K
Volume
+20%
Growth
Undergraduate degree focusing on commerce and related subjects, designed to provide students with a broad range of managerial skills. The curriculum typically includes courses in accounting, finance, business management, economics, marketing, and business law, with some programs offering specializations in areas such as international business and human resource management. This degree is aimed at individuals seeking careers in accounting, finance, marketing, human resources, and management, and is globally recognized.
regular
Bridge money
880
Volume
+19%
Growth
Rewards app that offers users cash back on their rent payments, regardless of their location or payment method. Bridge differentiates itself by providing a unique incentive for renters, making it easier for them to save money on a recurring expense. The app primarily targets renters looking to reduce their monthly financial burden through cash-back rewards.
regular
Startup funding
12.1K
Volume
+19%
Growth
The process by which entrepreneurs raise capital to start and grow their businesses. Startup funding involves various stages, including pre-seed, seed, and series A, B, C rounds, and can come from different types of investors such as angel investors, venture capitalists, and crowdfunding. It is essential for entrepreneurs looking to scale their operations and is particularly beneficial for early-stage companies seeking financial support to develop their products and market presence.
regular
Chip Savings
3.6K
Volume
+19%
Growth
Savings app that leverages artificial intelligence to help users save money automatically by analyzing their spending habits. It differentiates itself by offering features such as automatic savings calculations and the ability to set up recurring saves, making the process of saving effortless. The app primarily targets individuals looking to improve their financial habits and save money more efficiently, with a user base of around 400,000 people.
exploding
Affiliate marketing
550K
Volume
+18%
Growth
Performance-based marketing strategy where businesses reward affiliates for driving traffic or sales to their website through the affiliate's marketing efforts. This strategy involves merchants, affiliates, and customers, with affiliates using unique tracking links to promote products and earn commissions based on sales, clicks, or leads. It is particularly beneficial for businesses seeking cost-effective marketing and for individuals or companies looking to earn passive income through product promotion.
peaked
Finance literacy
90.5K
Volume
+17%
Growth
The ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. Financial literacy involves knowledge of financial principles and concepts such as financial planning, compound interest, debt management, and the time value of money, which are essential for making informed financial decisions. This skill set is particularly beneficial for individuals seeking to improve their financial stability and achieve long-term financial goals.
regular
Heat map
135K
Volume
+17%
Growth
A data visualization technique that shows the magnitude of a phenomenon as color in two dimensions. The variation in color may be by hue or intensity, providing an immediate visual summary of information, making it easier to interpret complex data sets. Heat maps are commonly used in fields such as business analytics, biology, and web analytics to represent data in a more understandable and visually appealing way.
regular
Xero
1.5M
Volume
+17%
Growth
Cloud-based accounting software platform designed for small and medium-sized businesses. It provides tools for managing invoicing, bank reconciliation, bookkeeping, and more, and is known for its user-friendly interface and integration with a wide range of third-party applications. Xero primarily targets small to medium-sized business owners and accountants seeking efficient and accessible financial management solutions.
regular
Income inequity
110
Volume
+17%
Growth
Income inequality refers to the extent to which income is distributed unevenly among a population. It is a significant economic issue that can affect social stability, economic growth, and the overall well-being of a society. Policymakers, economists, and social scientists are particularly concerned with income inequality due to its implications for social mobility and economic development.
regular
Performance indicator
8.1K
Volume
+16%
Growth
Measurable values used to gauge how effectively an organization is achieving its key business objectives. They can be financial, customer-related, process-oriented, or people-focused, and are designed to be specific, measurable, achievable, relevant, and time-bound. KPIs are used across various industries to monitor performance, identify improvement areas, and support decision-making.
regular
Pledge
201K
Volume
+16%
Growth
A solemn promise or commitment, often used in various contexts such as the Pledge of Allegiance in the United States, which is a vow of loyalty to the nation. The term can also refer to a brand of cleaning products known for its furniture polish and surface cleaners, providing effective cleaning solutions for households. The target demographic varies depending on the context, ranging from citizens participating in national pledges to consumers seeking reliable cleaning products.
regular
Blockchain development company
6.6K
Volume
+15%
Growth
A company that specializes in the creation and management of blockchain technology, which is a decentralized and distributed digital ledger system. These companies provide solutions across various industries such as finance, supply chain, and healthcare, leveraging blockchain's capabilities for enhanced security, transparency, and efficiency. The primary clientele includes businesses and organizations seeking to implement blockchain solutions to improve operational processes and data integrity.
exploding
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