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Finance Trends
Emerging trends in banking, money and finance.
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5 years
finance
Public App
135K
Volume
+16%
Growth
Investing platform that allows users to trade fractional shares of stocks, bonds, ETFs, options, and other assets like cryptocurrencies and royalties. It offers zero fees for many trades, making it a low-cost brokerage option, and provides advanced tools and AI-powered insights to help users make informed investing decisions. The Public App is targeted at individual investors looking for a cost-effective and user-friendly platform to manage their investments.
regular
Formance
1.6K
Volume
+15%
Growth
Formance is a Paris-based open-source financial infrastructure company founded in 2021, specializing in providing a modular and extensible financial backend for building bespoke flows of funds. Their platform offers an agnostic infrastructure that allows businesses to connect with various financial partners, enabling the creation of customized payment flows and features. Formance primarily serves fintech companies, marketplaces, and platforms seeking to develop and manage complex financial transactions with greater flexibility and control.
regular
Affiliate marketing
450K
Volume
+14%
Growth
Performance-based marketing strategy where businesses reward affiliates for driving traffic or sales to their website through the affiliate's marketing efforts. This strategy involves merchants, affiliates, and customers, with affiliates using unique tracking links to promote products and earn commissions based on sales, clicks, or leads. It is particularly beneficial for businesses seeking cost-effective marketing and for individuals or companies looking to earn passive income through product promotion.
regular
Fundable
6.6K
Volume
+14%
Growth
Software-as-a-service crowdfunding platform dedicated to helping companies raise capital. Fundable differentiates itself by providing a comprehensive suite of tools and resources to facilitate the fundraising process, including investor outreach and campaign management. The platform primarily targets startups and small to medium-sized enterprises seeking to secure funding from a broad base of investors.
regular
Atmos Financial
1K
Volume
+13%
Growth
Atmos is a digital banking platform focused on promoting sustainable finance by directing customer deposits toward climate-positive projects. It offers savings and checking accounts, ensuring that all deposits support renewable energy, regenerative agriculture, and other environmental initiatives instead of fossil fuel industries. Atmos primarily targets environmentally conscious consumers who seek to align their financial activities with their values around sustainability and climate action.
regular
Computational thinking
27.1K
Volume
+13%
Growth
Problem-solving process that involves breaking down complex problems into manageable parts, identifying patterns, abstracting general principles, and developing step-by-step solutions or algorithms. Computational thinking is essential in computer science but also valuable in fields such as mathematics, engineering, and science, as it promotes logical reasoning and systematic problem-solving. This approach benefits students, educators, and professionals who seek to enhance their analytical skills and tackle complex challenges efficiently.
regular
Flock cover
170
Volume
+12%
Growth
Insurance product designed to help fleets save money by reducing accidents and rewarding safer driving practices. Flock cover differentiates itself by using real-time data and advanced analytics to provide tailored insurance premiums based on the safety performance of the fleet, thereby incentivizing safer driving behaviors. This product is primarily targeted at fleet managers and companies looking to lower their insurance costs while promoting safety within their vehicle operations.
regular
Gradient descent
60.5K
Volume
+11%
Growth
Optimization algorithm used to minimize functions by iteratively moving towards the minimum value. Widely utilized in machine learning, it adjusts model parameters to minimize the cost function, with variants like Batch, Stochastic, and Mini-batch Gradient Descent offering different advantages and trade-offs. Primarily benefits data scientists and machine learning practitioners who need efficient methods for training models.
regular
ymyl
4.4K
Volume
+9%
Growth
YMYL stands for 'Your Money or Your Life,' referring to web pages or content that can significantly impact a person's future happiness, health, financial stability, or safety. Google holds YMYL content to higher standards of quality and trustworthiness to ensure that users receive accurate and reliable information. This type of content is particularly relevant to individuals seeking information on critical topics such as health, finance, and safety.
regular
Advice Revolution
70
Volume
+9%
Growth
Secure platform designed for financial advisors to digitally collect client information, thereby reducing the time and cost associated with delivering financial advice. It facilitates seamless data synchronization between the client portal and CRM systems such as Xplan and Worksorted, making the process more efficient and streamlined. The platform primarily benefits financial advisors and firms looking to enhance their client management and advisory processes.
regular
BIMA insurance
4.4K
Volume
+9%
Growth
BIMA is a provider of mobile-delivered insurance and health services in emerging markets. It offers simple and affordable life, accident, and health insurance services, making insurance accessible to underserved populations. BIMA primarily targets individuals in emerging markets who lack access to traditional insurance services.
regular
Dao OS
20
Volume
+8%
Growth
Dao OS is a conceptual framework or system that likely integrates principles of Decentralized Autonomous Organizations (DAOs) into an operating system. It aims to provide a decentralized, blockchain-based environment where governance and decision-making are managed by code and tokenholder votes, enhancing transparency and reducing the need for intermediaries. This system would primarily benefit blockchain enthusiasts, developers, and organizations looking to implement decentralized governance models.
exploding
oncredit
33.1K
Volume
+7%
Growth
Financing service that provides instant and fast online loans, primarily in Sri Lanka. It caters to urgent financial needs and offers flexible individual credit schemes, including promotions for new clients, aiming to be a reliable alternative source of financing for both natural and legal persons. OnCredit is particularly beneficial for individuals and businesses in need of quick financial solutions.
peaked
Moduit
1K
Volume
+6%
Growth
Wealth management platform based in South Jakarta, Indonesia, providing investment services. Moduit is licensed and supervised by the Financial Services Authority of Indonesia and offers curated wealth management products and investment advice, differentiating itself through regulatory compliance and tailored financial solutions. The platform primarily targets individuals and businesses seeking professional investment management and financial planning services.
peaked
Savings account
49.5K
Volume
+6%
Growth
A type of bank account designed for individuals to deposit money, keep it secure, and earn interest on the balance. Savings accounts offer interest earnings, liquidity, and safety, often insured by government agencies, with some accounts requiring a minimum balance to avoid fees. They are ideal for individuals looking to set aside money for future needs or emergencies rather than for daily transactions.
regular
Coinjoin
2.9K
Volume
+6%
Growth
CoinJoin is a method for combining multiple Bitcoin payments from multiple spenders into a single transaction, making it more difficult for outside parties to determine which spender paid which recipient. This technique enhances the privacy and anonymity of Bitcoin transactions by obscuring the trail of ownership. CoinJoin is particularly beneficial for individuals and entities seeking to protect their financial privacy in the cryptocurrency space.
regular
Data monetization
2.9K
Volume
+5%
Growth
Process where company-generated data is used to create measurable economic benefits. This can include selling data to third parties or using data internally to improve processes or realize new innovation opportunities, thereby enhancing operational efficiency and generating new revenue streams. Data monetization primarily benefits businesses looking to leverage their data assets for financial gain and competitive advantage.
regular
Balancer
22.2K
Volume
+5%
Growth
DeFi protocol on the Ethereum blockchain that functions as an automated market maker and decentralized exchange. It allows for customizable liquidity pool ratios and has recently launched Balancer V2 to improve capital efficiency and reduce gas costs, differentiating itself through its flexibility and cost-effectiveness. Balancer primarily targets DeFi users and liquidity providers looking for efficient and customizable trading solutions.
regular
mbway
33.1K
Volume
+4%
Growth
Mobile payment system in Portugal that serves as a digital wallet, enabling users to make purchases, transfer money, and withdraw cash using their mobile phones. MB WAY differentiates itself by allowing users to register their mobile number with an MB Card and authorize payments through validation messages or QR codes, providing a secure and convenient payment method. The service is primarily targeted at Portuguese consumers seeking a versatile and user-friendly mobile payment solution.
regular
ysense
450K
Volume
+3%
Growth
Online platform that provides users with opportunities to earn money through activities such as completing surveys, simple tasks, and other offers. ySense differentiates itself by offering a lucrative affiliate program where users can earn commissions from their direct referrals' activities, enhancing its appeal for those looking to maximize their earnings. The platform primarily targets individuals seeking flexible, online income opportunities, including students, stay-at-home parents, and those looking to supplement their primary income.
peaked
27
28
29