Australian neobank based in Melbourne, Victoria, offering digital banking services primarily through a mobile app. Up Bank differentiates itself by providing a user-friendly interface, real-time transaction notifications, and budgeting tools, catering to the tech-savvy generation. The primary target demographic is young Australians seeking a modern, convenient banking experience.

Scalping is a high-frequency trading strategy that involves making numerous trades throughout the day to profit from small price movements. This approach requires traders to have a strict exit strategy and relies heavily on technical analysis and real-time data to exploit small price gaps created by order flows or spreads. Scalping is primarily suited for highly disciplined and focused traders who can handle the stress of high-frequency trading and have the time to continuously monitor the markets.

Non-custodial cryptocurrency wallet that supports multiple blockchain networks and digital assets. BitKeep offers features such as DeFi integration, DApps access, and token swapping, differentiating itself with a comprehensive suite of tools for managing digital assets securely. It is primarily targeted at cryptocurrency users and investors seeking a versatile and secure wallet solution.

A payment gateway company based in the Philippines that provides products and services enabling businesses to accept online payments. It supports over 10 payment options, including Gcash, Maya, debit cards, credit cards, and Atome, and allows businesses to process, manage, and reconcile transactions with a single account. PayMongo primarily targets businesses of all sizes looking to streamline their online payment processes and improve transaction management.

A relatively new concept in the financial technology (fintech) industry, Money as a Service (MaaS) refers to the provision of financial services and products through a cloud-based platform. This allows businesses to integrate financial functionalities such as payments, lending, banking, and investment management into their own services without building the infrastructure from scratch. MaaS is particularly beneficial for startups and smaller companies that lack the resources to develop complex financial systems in-house, enabling rapid innovation and a wide range of financial services with minimal upfront investment.

Company based in Tokyo, Japan, dedicated to supporting the growth of startups. Founded in September 2016, it provides support services for growth industries, differentiating itself through a strong commitment to fostering startup development and success. The primary target demographic includes emerging startup companies seeking growth and development support.

Coincover is a company based in Cardiff, Wales, that focuses on making cryptocurrencies safe for everyone to hold and use. They provide assurance that crypto assets can be kept secure, thereby promoting broader adoption of cryptocurrencies by creating a secure ecosystem that supports blockchain innovation without constraints. Coincover primarily targets cryptocurrency holders and businesses looking for enhanced security measures to protect their digital assets.

Secure prize-linked banking app that offers users the chance to win one of over 10,000 cash prizes every month, including a chance to win $1 million at any time. PrizePool differentiates itself by combining traditional banking services with a unique gamified savings experience, incentivizing users to save more money. The app primarily targets individuals looking to enhance their savings while having the opportunity to win substantial cash rewards.

Open-source platform designed for creating and deploying private blockchains. It offers significant configurability, quick deployment, permissions management, native assets, and data streams, making it suitable for organizations looking to implement blockchain technology with specific access controls and data management needs. The primary target demographic includes enterprises and institutions seeking customized blockchain solutions for secure and efficient data handling.

Online platform that automates the company formation process, including incorporation, EIN acquisition, and bank account setup. It differentiates itself by also providing services to manage ongoing compliance, filings, and reports for businesses, ensuring they meet state and federal requirements. Firstbase.io primarily targets entrepreneurs and small business owners looking to streamline the process of starting and maintaining a business in the United States.

Platform that integrates opt-in, usage-based insurance into other platforms, offering comprehensive personal accident coverage and assistance services. It provides a common framework for all insurance stakeholders, utilizing technical assessments and advanced insurance analytics powered by data science and artificial intelligence to deliver unbiased risk assessments. Datafolio primarily targets insurance companies, policyholders, and other stakeholders seeking efficient and data-driven insurance solutions.

Reibus International, Inc. is a company that aims to enhance the global industrial materials industry through innovative solutions. The company differentiates itself by providing a digital marketplace for industrial materials, streamlining the buying and selling process, and offering real-time inventory and pricing data. Reibus primarily serves manufacturers, suppliers, and buyers in the industrial materials sector who seek efficiency and transparency in their transactions.

Privately held boutique Registered Investment Advisory firm that provides financial planning and expert advice. Amara Finance is distinguished by its adherence to a fiduciary standard, ensuring the highest level of care and personalized service tailored to individual aspirations and life stages. The firm's services are primarily targeted at individuals seeking customized financial planning and investment advice.

Decentralized borrowing protocol that allows users to draw 0% interest loans against Ether (ETH) used as collateral. The loans are paid out in LUSD, a USD-pegged stablecoin, and require a minimum collateral ratio of 110%, offering a unique advantage by providing interest-free loans. This protocol is particularly attractive for users looking to leverage their ETH holdings without incurring ongoing interest costs.

Investment strategy involving the purchase of a property with the intention of renting it out to tenants. This approach is often financed through a buy-to-let mortgage, which is tailored for properties intended for rental income rather than owner occupancy. Buy-to-let investments are primarily targeted at individuals seeking to generate rental income and potentially benefit from property value appreciation.

FTIHX is the ticker symbol for the Fidelity® Total International Index Fund, a mutual fund designed to mirror the total return of foreign developed and emerging stock markets. This fund offers investors diversified exposure to international equities, aiming to capture growth opportunities outside the United States. It is primarily targeted at investors seeking to diversify their portfolios with international stocks and benefit from global market trends.

Artificially generated data that mimics real-world data, created using algorithms and statistical models to simulate the characteristics and patterns of actual data. It is often used in situations where real data is scarce, expensive to obtain, or contains sensitive information that cannot be shared, providing a cost-effective and scalable alternative. Synthetic data is particularly beneficial for machine learning training, software testing, and research, especially in fields like healthcare, finance, and autonomous driving.

Concept that integrates blockchain technology with physical infrastructure, using tokens to incentivize people to crowdsource and build connected real-world physical networks. This approach leverages decentralized applications to create and manage these networks, promoting participation and collaboration through token-based incentives. Depin primarily benefits individuals and organizations interested in decentralized solutions and blockchain technology, aiming to create more efficient and collaborative physical networks.

Accounting principle used to value inventory at the lower of its historical cost or current market value. This ensures that inventory is not overstated on the balance sheet, providing a more accurate financial representation. The principle is particularly relevant for businesses with fluctuating inventory values, such as retailers and manufacturers.

Secure cryptocurrency platform that facilitates the buying, selling, and trading of various cryptocurrencies. Bitmama differentiates itself by offering crypto cards, payment services in crypto, and the ability to send and receive both fiat and cryptocurrencies globally, providing a comprehensive suite of financial services. The platform primarily targets cryptocurrency enthusiasts, traders, and individuals seeking secure and versatile financial solutions in the digital currency space.

Platform that enables secure buying, selling, and trading of in-game items. It helps game developers attract and retain more players while allowing gamers to earn money by exchanging items across different titles and platforms, distinguishing itself with advanced game and financial technology solutions. The platform primarily serves millions of gamers and esports fans.

Decentralized membership protocol built on a blockchain, enabling creators to monetize their content or software directly. It eliminates the need for intermediaries, allowing for direct transactions between creators and consumers, and offers features like subscription management and discounts for content sharing. The Unlock protocol primarily benefits content creators and consumers looking for a streamlined, decentralized approach to content monetization and subscription management.

Brand New Vision (BNV) is a company that has developed an ecosystem centered around style, identity, and culture. It utilizes Fa$h Coin, an ERC20 token, as a utility token for its upcoming metaverse project, BNV World, which aims to integrate fashion and digital experiences. The primary audience for BNV includes fashion enthusiasts, digital culture aficionados, and users interested in the metaverse and blockchain technology.

Decentralized data refers to a system where data is distributed across multiple nodes rather than being stored in a single, central location. This approach enhances security, privacy, and resilience by ensuring that data is not reliant on a single point of failure and is accessible through a network of interconnected nodes. It is particularly beneficial for industries and applications that require high levels of data integrity, transparency, and user control, such as decentralized finance (DeFi) and blockchain technologies.

A fully open-source public distributed ledger that utilizes the hashgraph consensus algorithm, known for its speed, fairness, and security. The network supports Solidity-based smart contracts, native tokenization, and consensus services, enabling the development of decentralized applications. Hedera primarily targets developers and businesses looking to build secure and efficient decentralized applications.

Financial technology company founded in 2015 that focuses on easing the stress of paying for everyday expenses. The company offers technology that approves the majority of applicants, providing them with more flexible options on how and when to pay, differentiating itself by its high approval rates and user-friendly payment solutions. Sunbit primarily targets consumers looking for manageable payment plans for their everyday purchases.

Cognitive bias that favors recent events over historic ones, leading individuals to give undue weight to the most recent information or experiences they have encountered. This bias can result in skewed decision-making and judgments, as it often disregards older, potentially more relevant data. Recency bias primarily affects individuals in decision-making roles, such as investors, managers, and analysts, who rely on historical data to make informed choices.

Financing service that provides instant and fast online loans, primarily in Sri Lanka. It caters to urgent financial needs and offers flexible individual credit schemes, including promotions for new clients, aiming to be a reliable alternative source of financing for both natural and legal persons. OnCredit is particularly beneficial for individuals and businesses in need of quick financial solutions.

Information recorded directly on a blockchain, encompassing transaction details, wallet addresses, smart contract interactions, and other data stored in the blockchain's ledger. This data is transparent, immutable, and essential for analyses such as tracking asset flow, understanding user behavior, and ensuring blockchain integrity. On-chain data is particularly valuable for blockchain developers, analysts, and entities requiring transparent and verifiable transaction records.

Financial technology company offering various lending products, including home equity lines of credit (HELOCs), mortgage refinancing, and personal loans. It operates primarily online, utilizing advanced technology and data analytics to streamline the application process and provide efficient, transparent services. The company's services are targeted at homeowners and individuals seeking accessible and efficient lending solutions.