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Finance Trends
Emerging trends in banking, money and finance.
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5 years
finance
Devoted Health
27.1K
Volume
+274%
Growth
Healthcare company founded in 2017 by brothers Todd and Ed Park, focusing on improving the health and well-being of older Americans. It partners with local doctors and hospitals to provide reliable access to trusted healthcare providers, primarily offering Medicare Advantage plans. The target demographic is older Americans seeking personalized care and support through enhanced healthcare experiences.
exploding
Tonik bank
33.1K
Volume
+270%
Growth
Tonik Digital Bank, Inc. is an all-digital bank launched in the Philippines in 2021, known for being the first neobank in Southeast Asia. It aims to revolutionize financial services in the region by addressing significant retail deposit and unsecured retail lending opportunities, offering a seamless and user-friendly banking experience. The primary target demographic for Tonik includes tech-savvy individuals and underserved populations seeking convenient and innovative banking solutions.
regular
qsbs
6.6K
Volume
+270%
Growth
Qualified Small Business Stock (QSBS) is a type of stock that offers significant tax advantages to investors. It is issued by domestic C corporations that meet specific requirements, including having gross assets of $50 million or less at the time of issuance. QSBS primarily benefits investors seeking to exclude up to 100% of capital gains from federal taxes upon the sale of the stock, provided they hold the stock for more than five years.
exploding
Option screener
2.4K
Volume
+267%
Growth
A tool that assists traders and investors in filtering and identifying optimal options (puts and calls) for stocks, ETFs, and index instruments. It provides various criteria to match different trading strategies, helping users make informed decisions based on their specific needs and preferences. The primary users of an option screener are traders and investors looking to optimize their options trading strategies.
regular
Next best action
2.4K
Volume
+260%
Growth
Strategy used in customer relationship management (CRM) and marketing to determine the most appropriate action to take for a customer at any given moment. This approach leverages data analytics, machine learning, and artificial intelligence to predict and recommend actions that are most likely to lead to a positive outcome, such as a sale, customer satisfaction, or retention. The Next Best Action strategy is particularly beneficial for businesses aiming to enhance customer experience and optimize business outcomes through data-driven decisions.
exploding
Data tokenization
60.5K
Volume
+257%
Growth
Process used in data security to replace sensitive data elements with non-sensitive equivalents, referred to as tokens. These tokens can be used in place of the original data in various systems and processes, reducing the risk of data breaches and unauthorized access. Data tokenization is commonly used in industries that handle sensitive information, such as finance, healthcare, and retail, to comply with data protection regulations like PCI DSS and GDPR.
exploding
Cosmos blockchain
1.6K
Volume
+257%
Growth
Decentralized network designed to enable interoperability, scalability, and ease of development for custom blockchains. It uses the Tendermint Core consensus engine and the Cosmos SDK for development, featuring a hub-and-zones architecture to facilitate communication between different blockchains. The Cosmos blockchain primarily benefits developers and organizations looking to create and connect multiple blockchains seamlessly.
regular
Carbon credit trading
2.4K
Volume
+256%
Growth
The process involves the buying and selling of credits that permit a company or entity to emit a specified amount of carbon dioxide or other greenhouse gases. Each credit represents the right to emit one metric ton of carbon dioxide or an equivalent amount of another greenhouse gas, aiming to reduce overall emissions by setting a cap and allowing market allocation. This system primarily benefits companies that can reduce their emissions below their allotted amount, as they can sell excess credits to those struggling to meet their targets, creating a financial incentive for cleaner technologies.
exploding
Swikly
14.8K
Volume
+256%
Growth
Swikly is a money transfer service based in Lyon, France, specializing in online security deposits for rentals. It automates the management of security deposits and offers protection without debiting or blocking card limits, providing a seamless and secure experience for both renters and rental providers. The service is particularly useful for professionals in various rental industries, including vacation rentals, equipment rentals, and event rentals, who benefit from its dispute handling and payment guarantee features.
regular
Wealthsimple
368K
Volume
+255%
Growth
Canadian online investment management service offering automated investing, savings accounts, commission-free trading, cryptocurrency trading, and tax filing services. It aims to make investing accessible and straightforward for everyone, with a focus on low fees and user-friendly interfaces, differentiating itself through its comprehensive range of financial services and ease of use. Wealthsimple primarily targets individuals seeking a simplified, low-cost approach to managing their investments and financial activities.
regular
Billit
410
Volume
+252%
Growth
Digital invoicing solution that automates the entire invoicing process, from quotes to payments, and sends them securely via Peppol. Billit helps save time and money by reducing manual work and minimizing human errors, offering a streamlined and efficient invoicing experience. This solution is particularly beneficial for businesses looking to optimize their invoicing processes and improve financial accuracy.
exploding
Inshur
80
Volume
+250%
Growth
Mobile application software designed to allow drivers to quote, purchase, and service their insurance policies. The platform differentiates itself by providing a seamless, user-friendly experience for managing insurance needs directly from a smartphone, enhancing convenience and accessibility for users. Inshur primarily targets drivers seeking a quick and efficient way to handle their insurance requirements without the need for traditional, time-consuming processes.
exploding
Hybrid blockchain
1K
Volume
+241%
Growth
A type of blockchain technology that integrates features of both public and private blockchains. Hybrid blockchains offer a customizable solution where certain data can be kept private while other data can be made public, leveraging the benefits of transparency, security, and control over data access. This technology is particularly beneficial for organizations that require a balance between privacy and transparency, such as financial institutions and supply chain management companies.
exploding
Green future project
720
Volume
+240%
Growth
Green Future Project is a sustainability platform dedicated to helping individuals and companies invest in environmental initiatives that reduce carbon emissions and support biodiversity. The platform offers curated projects, including reforestation, renewable energy, and ocean conservation, enabling users to track and verify the impact of their contributions through detailed reporting and updates. It primarily targets eco-conscious individuals, organizations, and businesses looking to make measurable contributions to sustainability and offset their carbon footprint.
regular
Kin Insurance
40.5K
Volume
+238%
Growth
A company that provides homeowners insurance with a focus on simplicity and affordability. Kin Insurance differentiates itself by offering customer-centric service and the ability to obtain quotes both online and via phone, which has garnered positive customer reviews. The primary target demographic includes homeowners seeking straightforward and cost-effective insurance solutions.
exploding
Moralis
9.9K
Volume
+236%
Growth
Platform that provides tools and services for building decentralized applications (dApps) on blockchain networks. It offers features such as real-time database, user authentication, and cloud functions, simplifying the development process for blockchain developers. The platform supports multiple blockchain networks, including Ethereum, Binance Smart Chain, and Polygon, making it valuable for developers working on various blockchain projects.
regular
Reachdesk
4.4K
Volume
+233%
Growth
Reachdesk is a data-driven platform designed for revenue-driven teams, focusing on delivering high ROI and achieving business goals. It allows companies to send gifts and direct mail to build deeper connections with customers, prospects, and employees, differentiating itself by providing measurable ROI and removing the guesswork from gifting. The platform primarily targets sales, marketing, and customer success teams looking to enhance engagement and drive significant business results through personalized gifting strategies.
regular
AlphaSense
60.5K
Volume
+233%
Growth
Market intelligence platform that leverages AI to extract insights from a wide range of public and private content. It differentiates itself by enabling business professionals to make critical decisions with greater confidence and speed through advanced data analysis and search capabilities. The primary users of AlphaSense are business professionals, including analysts, researchers, and executives, who require timely and accurate market insights.
exploding
Canoo
60.5K
Volume
+233%
Growth
An American automotive startup specializing in electric vehicles (EVs). The company is distinguished by its unique vehicle design and a proprietary skateboard platform that maximizes interior space and allows for various body styles. Canoo primarily targets consumers interested in versatile, multi-purpose EVs and innovative ownership models.
peaked
canpay
180
Volume
+232%
Growth
CanPay is a software company that provides payment solutions tailored for state-regulated cannabis and other emerging markets. It offers a mobile app that allows consumers to make purchases without convenience fees and enables retailers to accept debit payments, reducing the risks and costs associated with handling cash. CanPay primarily serves consumers and retailers in the cannabis industry, as well as financial institutions seeking compliant transaction solutions.
regular
Neobank
40.5K
Volume
+230%
Growth
Digital-only banks that operate without traditional physical branch networks. They offer a range of financial services through mobile apps and online platforms, often focusing on user-friendly interfaces, lower fees, and innovative features compared to traditional banks. Neobanks typically target tech-savvy customers and those looking for more convenient and cost-effective banking solutions.
regular
fundid
390
Volume
+227%
Growth
Platform designed to connect small business owners with tools and funding opportunities, providing resources to help them secure the necessary funding for their businesses. Fundid differentiates itself by offering a comprehensive suite of financial tools and educational resources tailored specifically for small businesses, aiming to simplify the funding process and enhance financial literacy. The platform primarily targets small business owners and entrepreneurs seeking accessible funding solutions and financial guidance.
regular
Melio
49.5K
Volume
+222%
Growth
Digital payment platform designed to help small businesses manage their supplier payments efficiently. It differentiates itself by offering a user-friendly interface and seamless integration with accounting software, enabling businesses to streamline their payment processes and improve cash flow management. The primary target demographic for Melio includes small business owners and financial managers seeking to simplify and automate their accounts payable operations.
regular
Clubbi
14.8K
Volume
+221%
Growth
Business-to-business (B2B) platform operating in the fast-moving consumer goods (FMCG) sector, facilitating connections between suppliers and neighborhood markets and grocery stores. Clubbi differentiates itself by providing an online commerce platform that streamlines the supply chain for small retail businesses, enhancing efficiency and accessibility. The platform primarily serves the retail industry, particularly small grocery stores looking to optimize their procurement processes.
regular
Blockchain gaming
6.6K
Volume
+221%
Growth
Blockchain gaming refers to video games that incorporate blockchain technology to create, manage, and trade in-game assets, providing players with true ownership of their digital items. These games leverage blockchain for decentralization, transparency, and interoperability, allowing assets to be traded or used across different games on the same blockchain. Blockchain gaming primarily appeals to gamers interested in true asset ownership, play-to-earn models, and enhanced security and transparency in their gaming experience.
regular
bemine
40.5K
Volume
+220%
Growth
Cryptocurrency cloud mining service that allows users to invest in mining equipment and receive a share of the mined cryptocurrency without managing physical hardware. BeMine differentiates itself by offering a hassle-free mining experience, eliminating the need for users to handle the complexities of setting up and maintaining mining rigs. This service is primarily targeted at individuals interested in cryptocurrency mining who prefer a more passive investment approach.
regular
On demand payroll
1.6K
Volume
+219%
Growth
Payment method that allows employees to access their earned wages before the scheduled payday. This system provides flexibility for employees to take home a single day's wages or all the money they have earned up to that point in the pay period, without altering the employer's pay cycle. On-demand payroll is particularly beneficial for employees who need immediate access to their earnings for urgent financial needs.
exploding
Moneytech
3.6K
Volume
+214%
Growth
Financial services provider offering working capital solutions to business customers. The company specializes in Trade Finance and Debtor Finance, helping businesses manage cash flow and fund growth. Moneytech Group Limited primarily serves small to medium-sized enterprises seeking financial support to optimize their operations and expand their business activities.
exploding
Cybersecurity technology
2.4K
Volume
+213%
Growth
Technological solutions designed to protect systems, networks, and data from cyber threats and attacks. In 2023, cybersecurity technology focuses on addressing the expanded attack surface due to remote work, adopting Zero Trust architecture, leveraging AI and ML for threat detection, securing cloud environments, defending against ransomware, ensuring IoT security, complying with regulatory requirements, and sharing threat intelligence. These technologies are essential for businesses, government agencies, and individuals seeking to safeguard their digital assets and maintain data privacy.
exploding
Post Quantum Cryptography
12.1K
Volume
+213%
Growth
This field focuses on creating cryptographic systems that can withstand the computational power of quantum computers, which have the potential to break many existing cryptographic protocols. It aims to develop new algorithms and protocols that ensure data security in a future where quantum computing is prevalent, differentiating itself by addressing vulnerabilities that classical cryptography cannot. The primary beneficiaries of post-quantum cryptography are industries and organizations that require long-term data security, such as financial institutions, government agencies, and technology companies.
exploding
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