Personal finance and budgeting app designed to help users manage their money by linking their bank accounts, credit cards, loans, and investments in one place. It provides visual tools like pie charts to show where money is being spent, making it easier to track account balances and net worth, and offers both free and paid versions with various features. PocketGuard is targeted at individuals seeking to simplify their financial management and gain better control over their spending and savings.

Khazna is an Egypt-based financial technology company offering a mobile application that provides various financial services to underserved populations. The app includes features such as salary advances, bill payments, and buy now, pay later options, aiming to enhance financial inclusion by integrating services like loans and insurance directly into payroll accounts. Khazna primarily targets Egyptian workers earning less than three times the minimum wage, as well as gig economy workers seeking accessible financial solutions.

Travel medical insurance tailored for individuals who frequently travel and work remotely from various global locations. This insurance offers coverage for medical expenses, emergencies, and other travel-related incidents while the insured is outside their home country, providing peace of mind and financial protection. Digital nomad insurance is particularly beneficial for remote workers, freelancers, and entrepreneurs who lead a location-independent lifestyle.

A type of internship designed for professionals returning to the workforce after an extended absence. These programs help individuals update their skills, gain new experiences, and transition back into their careers, often providing mentorship and training to ease the re-entry process. Returnships are particularly beneficial for mid-career professionals who have taken time off for personal reasons, such as caregiving or other life events.

SharePeople is a cooperative based in Utrecht, Netherlands, that provides income protection for self-employed individuals and small business owners. It offers a cost-effective alternative to traditional disability insurance by allowing members to mutually cover the risk of disability through direct donations. This service is particularly beneficial for freelancers, entrepreneurs, and small business owners seeking affordable and reliable income protection.

Mutual fund that aims to provide investment results corresponding to the total return of a broad range of U.S. stocks. FSKAX offers diversified exposure to the entire U.S. equity market, including large, mid, and small-cap stocks, making it a comprehensive option for investors seeking broad market coverage. This fund is suitable for investors looking for a low-cost, diversified investment vehicle to gain exposure to the overall performance of the U.S. stock market.

The fully operational and live blockchain network where actual transactions occur and where the digital currency has real value. It serves as the primary network for a cryptocurrency or blockchain project, ensuring that all features and functionalities are live and accessible to users, and is crucial for the deployment of decentralized applications (dApps), smart contracts, and other blockchain-based solutions. Mainnet primarily benefits developers, users, and businesses looking to utilize blockchain technology in a real-world environment.

This refers to a Substack publication run by an individual known as Ritchie. The publication, under the handle 'Tulipr', has amassed a significant number of subscribers. Substack is a platform that allows writers to send digital newsletters directly to their subscribers.

An alternative investment firm that offers a platform for investing in a variety of alternative assets including art, startups, litigation finance, wine, and real estate. It differentiates itself by providing access to these investment opportunities with a relatively low minimum investment of $10,000, making them accessible to a broader range of investors. The firm primarily targets individual investors who are looking to diversify their portfolios beyond traditional asset classes.

Financial institutions that operate exclusively through digital platforms such as mobile apps and websites, without any physical branches. These banks offer various banking services, often with lower fees, higher interest rates on deposits, and user-friendly interfaces, differentiating themselves from traditional banks. Digital-only banks primarily target tech-savvy individuals and those seeking convenient, cost-effective banking solutions.

Financial service platform that enables users to create accounts, make payments, send and receive money, manage budgets, obtain electronic pins, make split payments, create social accounts, and chat. It offers a range of financial management tools and social features, aiming to simplify and enhance the user experience in handling personal finances. The platform is targeted at individuals seeking a comprehensive and user-friendly solution for managing their financial activities and social interactions in one place.

Micro betting is a form of sports betting that focuses on very small, specific events within a game rather than the overall outcome. It allows bettors to place wagers on immediate outcomes, such as the result of the next play in a football game or the next pitch in a baseball game, providing a more granular and rapid betting experience. This type of betting is particularly appealing to users who enjoy constant action and real-time engagement during sporting events.

Specialist AI-assisted banking and finance platform pre-trained to identify, interpret, and structure the data of complex loan agreements. Simyra differentiates itself by leveraging advanced AI algorithms to streamline the processing of intricate financial documents, thereby enhancing accuracy and efficiency in data management. The platform is primarily targeted at financial institutions and professionals dealing with complex loan agreements who seek to optimize their data handling and interpretation processes.

Multi-asset decentralized exchange (DEX) and issuance platform that focuses on tokenized equities, digital assets, NFTs, and more. It differentiates itself by being the first fully compliant platform of its kind, founded in 2021 through a partnership between the founders of the DeFi protocol MANTRA and the broker-dealer Tritaurian Capital. The platform primarily targets investors and traders interested in compliant and diversified digital asset trading.

Gnosis is a collective of projects aimed at revolutionizing payments infrastructure to make decentralized financial tools accessible and usable for everyone. It focuses on creating inclusive infrastructure that bridges the gap between blockchain technology and real-world use cases, offering products such as prediction markets, decentralized exchanges, and multi-signature wallets. Gnosis primarily targets users and developers in the decentralized finance (DeFi) space who seek to enhance the usability and accessibility of blockchain-based financial tools.

A climate management platform designed to measure and report emissions data with high accuracy, transparency, and control. It differentiates itself by offering a comprehensive solution that integrates seamlessly with existing financial data management systems, providing users with detailed insights and compliance capabilities. The platform is primarily targeted at businesses and organizations seeking to enhance their sustainability reporting and reduce their carbon footprint.

Australian neobank based in Melbourne, Victoria, offering digital banking services primarily through a mobile app. Up Bank differentiates itself by providing a user-friendly interface, real-time transaction notifications, and budgeting tools, catering to the tech-savvy generation. The primary target demographic is young Australians seeking a modern, convenient banking experience.

Decentralized data refers to a system where data is distributed across multiple nodes rather than being stored in a single, central location. This approach enhances security, privacy, and resilience by ensuring that data is not reliant on a single point of failure and is accessible through a network of interconnected nodes. It is particularly beneficial for industries and applications that require high levels of data integrity, transparency, and user control, such as decentralized finance (DeFi) and blockchain technologies.

Process that involves converting various forms of data into smaller, manageable units called tokens. In finance, tokenization converts assets into digital tokens on a blockchain, enhancing liquidity and security; in data security, it replaces sensitive data with non-sensitive tokens to protect information; and in natural language processing, it breaks down text into tokens for easier analysis. Tokenization is beneficial for financial institutions, data security professionals, and NLP researchers and developers.

Fintech as a Service (FaaS) involves third-party companies providing financial technology solutions to other businesses, allowing them to integrate financial services into their own offerings. These services can include payment processing, lending, insurance, and wealth management, providing businesses with the tools to enhance their financial capabilities without developing the technology in-house. FaaS primarily benefits businesses looking to offer advanced financial services to their customers without the need for significant investment in technology development.

Healthcare company founded in 2017 by brothers Todd and Ed Park, focusing on improving the health and well-being of older Americans. It partners with local doctors and hospitals to provide reliable access to trusted healthcare providers, primarily offering Medicare Advantage plans. The target demographic is older Americans seeking personalized care and support through enhanced healthcare experiences.

Technological solutions designed to protect systems, networks, and data from cyber threats and attacks. In 2023, cybersecurity technology focuses on addressing the expanded attack surface due to remote work, adopting Zero Trust architecture, leveraging AI and ML for threat detection, securing cloud environments, defending against ransomware, ensuring IoT security, complying with regulatory requirements, and sharing threat intelligence. These technologies are essential for businesses, government agencies, and individuals seeking to safeguard their digital assets and maintain data privacy.

Mobile application that enables users, especially in Argentina, to convert their Argentine peso paychecks into USDC, a type of stablecoin. The app aims to offer a trusted and transparent way to access digital dollars, providing a hedge against local currency volatility. Lemon Cash primarily targets individuals seeking financial stability and security through digital currency conversion.

Financial technology company offering a range of banking services through a mobile app, including currency exchange, peer-to-peer payments, and budgeting tools. It differentiates itself by providing a more efficient and cost-effective alternative to traditional banking, with features like real-time spending notifications and fee-free global spending. The primary target demographic includes tech-savvy individuals and frequent travelers seeking convenient and affordable financial services.

Financial technology company based in Nigeria that focuses on digitizing the investment management industry in Africa. It aims to democratize access to savings and investment products for the underserved African middle class and millennials, providing powerful wealth-building tools to improve financial health. CowryWise primarily targets the African middle class and millennials looking for accessible and efficient ways to save and invest.

Equity compensation given to employees, which vest over time or upon meeting certain performance criteria. RSUs are taxed as ordinary income when they vest and convert into actual shares, aligning employee interests with those of shareholders. They are particularly beneficial for employees in companies looking to retain talent and incentivize long-term performance.

Software company based in Lyon, France, specializing in cash flow management solutions for small and medium-sized enterprises (SMEs) and intermediate-sized enterprises (ETIs). The platform centralizes and processes financial data in real-time, offering features such as automated cash flow tracking, reliable cash flow forecasting, and alerts for payment delays or overdrafts, which differentiates it from competitors. Agicap primarily targets SMEs and ETIs looking to enhance their financial management through effective cash flow solutions.

Stock tax software is a specialized tool designed to help investors manage and report their stock transactions and capital gains for tax purposes. These software options, such as TurboTax, H&R Block, and TaxAct, provide features like automated calculations, import of financial data, and guidance on tax regulations, differentiating themselves through varying levels of support and pricing. The primary users of stock tax software are individual investors and traders seeking to simplify the tax filing process and ensure compliance with tax laws.

The field involves protecting computer systems, networks, and data from digital attacks, unauthorized access, and damage. It encompasses various measures such as firewalls, antivirus software, encryption, and multi-factor authentication to safeguard systems and data, as well as incident response plans to address security breaches. Cybersecurity is crucial for organizations, businesses, and individuals who need to protect sensitive information and maintain the integrity of their digital assets.

Autopay is a feature offered by many service providers, including utilities, credit card companies, and subscription services, that allows customers to set up automatic payments for their bills. This feature ensures that the amount due is automatically deducted from the customer's bank account or charged to their credit card on a specified date, usually the bill's due date, providing convenience and reducing the risk of late payments. Autopay is particularly beneficial for individuals who prefer a hands-off approach to managing their recurring bills and want to avoid late fees and maintain a good credit score.