Peer-to-peer marketplaces that enable users to trade cryptocurrencies directly with each other while retaining control of their private keys. Dexes provide a decentralized trading environment, reducing the risk of hacking and offering greater privacy compared to centralized exchanges. They are primarily used by cryptocurrency enthusiasts and traders who prioritize security and control over their digital assets.

Type of insurance seamlessly integrated into a customer's buying experience, often offered as part of the purchase process of another product or service. Embedded insurance provides convenience and accessibility by bundling insurance coverage with the primary product or service, such as travel insurance with flight bookings or warranty insurance with electronics purchases. This type of insurance primarily benefits consumers looking for a streamlined and hassle-free way to obtain necessary coverage without separate transactions.

Method where the cost of an asset or property is divided among multiple individuals, each receiving a share. The shareholders typically split the benefits of the asset proportionally, which can include income sharing, reduced rates, and usage rights, making it a cost-effective way to access high-value assets. This model is often used for high-value assets like real estate, aircraft, and luxury items, appealing to individuals seeking to invest in expensive assets without bearing the full cost alone.

Environmental, Social, and Governance (ESG) data encompasses information about a business's impact on its surroundings, including carbon emissions, renewable energy use, and water stress levels. It also covers social aspects such as labor practices, community engagement, and employee relations, as well as governance factors like board diversity, executive pay, and business ethics. ESG data is primarily used by investors, regulators, and stakeholders to assess the sustainability and ethical impact of a company.

An over-the-top broadcast channel that streams financial news and educational content. Launched on October 24, 2017, it offers live original programming and is accessible via the internet and mobile devices, providing valuable insights and information to investors and traders. The TD Ameritrade Network primarily targets investors and traders seeking up-to-date financial news and educational resources.

Investment funds that focus on companies with strong environmental, social, and governance practices. ESG ETFs offer diversification, liquidity, and typically lower fees compared to mutual funds, allowing investors to support sustainable and ethical business practices while potentially achieving competitive financial returns. These funds are particularly appealing to socially conscious investors who prioritize sustainability and ethical considerations in their investment decisions.

Know Your Customer (KYC) is a process used by businesses, particularly financial institutions, to verify the identity of their clients. This process aims to prevent fraud, money laundering, and other illegal activities by collecting and verifying personal information such as name, address, date of birth, and identification documents. KYC procedures are essential for maintaining the integrity of financial systems and ensuring regulatory compliance, primarily benefiting financial institutions and their customers.

Open-source platform designed for creating and deploying private blockchains. It offers significant configurability, quick deployment, permissions management, native assets, and data streams, making it suitable for organizations looking to implement blockchain technology with specific access controls and data management needs. The primary target demographic includes enterprises and institutions seeking customized blockchain solutions for secure and efficient data handling.

Online service offering legal forms and information for estate planning, including wills, trusts, and guardianships. It differentiates itself by providing a user-friendly platform that simplifies the process of creating essential legal documents without the need for a lawyer. The service is primarily targeted at individuals and families seeking an accessible and affordable way to manage their estate planning needs.

The phrase 'We are hiring' is commonly used by companies to announce that they have job openings and are seeking candidates to fill these positions. This announcement is typically made through various channels such as company websites, job boards, and social media to attract potential employees. The target demographic for this phrase includes job seekers who are actively looking for employment opportunities in the relevant industry or field.

Transactions that cannot be completed successfully due to various issues. These issues can include faulty internet connections, incorrect payment details, insufficient funds, or problems on the merchant's end, leading to the failure of the payment process. Failed payments primarily affect consumers and businesses involved in online transactions, causing inconvenience and potential financial disruptions.

Global provider of data and intelligence on startups and tech ecosystems. Founded in Amsterdam in 2013, it offers insights and analytics to help investors, corporates, and governments understand and navigate the startup landscape, differentiating itself with comprehensive and up-to-date information. The platform is widely used for tracking emerging companies, market trends, and investment opportunities, benefiting investors, corporates, and policymakers.

Economic theory that focuses on the role of government spending and taxation in managing the economy. Modern Monetary Theory (MMT) suggests that governments can use fiscal policy, including taxation and spending, to achieve full employment and control inflation, arguing that a sovereign government with its own currency can never run out of money in the same way a household or business can. MMT primarily appeals to policymakers, economists, and academics interested in alternative approaches to traditional economic theories and fiscal policy management.

Data service company that offers a Private Company Intelligence platform to assist firms in researching, finding, and connecting with bootstrapped companies. SourceScrub differentiates itself by enabling deal teams to adopt a data-driven approach in a traditionally opaque market segment, providing valuable insights and connections. The platform is primarily targeted at investment firms, private equity, and venture capital professionals seeking to identify and engage with promising private companies.

Blockchain project initiated by Richard Heart, the founder of the HEX cryptocurrency. PulseChain aims to create a new blockchain network with several features and improvements over existing blockchains, particularly the Ethereum network, including faster transaction speeds and lower fees. The project primarily targets cryptocurrency enthusiasts and developers looking for an alternative blockchain platform with enhanced performance and cost-efficiency.

Indian fintech company specializing in travel and financial innovations through a fully digital platform. It offers services that simplify and enhance travel and financial management, providing a seamless experience via mobile devices. Niyo primarily targets tech-savvy travelers and individuals seeking efficient financial solutions.

Company that automates the full cycle of money movement for businesses, offering products that facilitate payment initiation, approvals, and reconciliation. Modern Treasury differentiates itself by providing both a web app and an API, enabling businesses to monitor and reconcile payments efficiently and with ease. The company's services are primarily targeted at businesses looking to streamline their financial operations and enhance transparency in money movement.

Federal tax incentive aimed at encouraging business investment by allowing deductions of a percentage of investment costs from taxes. The Investment Tax Credit (ITC) provides additional financial benefits beyond standard depreciation allowances, making it an attractive option for businesses looking to reduce their tax liabilities. This credit primarily benefits businesses and individuals investing in qualifying assets, such as renewable energy projects and certain types of equipment.

Software used in the finance and legal industries to help companies comply with legal requirements to prevent or report money laundering activities. It allows companies to prevent, detect, investigate, and report suspicious activities indicative of money laundering, terrorist financing, and fraud, thereby minimizing risks and ensuring regulatory compliance. This software is essential for financial institutions, legal firms, and other organizations that need to adhere to stringent anti-money laundering regulations.

Banking as a Service (BaaS) is a model where licensed banks integrate their digital banking services directly into the products of non-bank businesses. This allows companies to offer financial services to their customers without needing to acquire a banking license themselves, leveraging APIs for seamless and secure transactions. BaaS primarily benefits fintech companies, startups, and other businesses looking to provide banking services without the regulatory burden of becoming a bank.

Required Minimum Distributions (RMDs) are mandatory withdrawals that individuals must take annually from their IRA and retirement plan accounts starting at age 72 (or age 73 if they reach age 72 after December 31, 2022). These distributions are designed to ensure that retirement accounts are eventually depleted and taxed, preventing indefinite tax deferral. RMDs primarily affect retirees who have accumulated savings in tax-deferred retirement accounts.

Voice phishing, also known as vishing, is a type of scam where fraudsters use phone calls to deceive individuals into providing personal information. These scammers often pose as legitimate entities, such as banks or government agencies, to gain the trust of their targets and may use techniques like caller ID spoofing to appear credible. This type of scam primarily targets individuals and businesses, with a particular focus on vulnerable demographics such as the elderly.

Software used by businesses, particularly in the financial sector, to verify the identity of their clients. It helps prevent fraud, money laundering, and other illegal activities by including features such as identity verification, document verification, biometric verification, AML compliance, and risk assessment. The primary users of KYC software are financial institutions and businesses that need to comply with regulatory requirements and ensure secure client onboarding.

Ethos Life Insurance is a company that offers a convenient and fast application process for life insurance, often without requiring a medical exam. It differentiates itself by providing term life insurance for young families and whole life insurance for seniors aged 66 to 85, with coverage amounts up to $30,000, emphasizing ease of use and accessibility. The primary target demographic includes young families seeking term life insurance and seniors looking for whole life insurance options.

Financial services company founded in 2007 by three MBA students, focusing on providing funding solutions for international students. It offers loans without requiring collateral, co-signers, guarantors, or extensive documentation, differentiating itself from traditional banks by making education financing more accessible. Prodigy Finance primarily targets international students who are often underserved by conventional financial institutions.

Concept that involves treating data with the same level of importance and rigor as a product offered to customers. This approach emphasizes clear ownership, user-centric design, high quality, discoverability, interoperability, lifecycle management, and security of data, ensuring it is useful, reliable, and compliant. The concept primarily benefits organizations and businesses aiming to leverage data for strategic decision-making and operational efficiency.

Carbon Equity is a financial technology platform that enables individuals to invest in climate-focused venture capital and private equity funds. It distinguishes itself by providing a simplified, accessible way for people to participate in climate investments, typically reserved for institutional investors, with a focus on funding technologies and projects that combat climate change. Carbon Equity is designed for environmentally conscious individuals and small investors who aim to align their financial portfolios with sustainable and impactful goals.

Financial institution based in Vilnius, Lithuania, providing a platform for purchasing cryptocurrency. The platform emphasizes quick, easy, and secure transactions with 24/7 customer service and no extra fees, differentiating itself by offering a user-friendly experience. The service is targeted at individuals looking to buy cryptocurrency efficiently and securely, including both novice and experienced users.

A method of property ownership where multiple unrelated parties share ownership of a high-value asset, such as a piece of real estate. Each investor purchases a percentage or share of the property, allowing them to mitigate the risk and cost associated with owning high-value assets while often including some level of personal access to the property. This approach is particularly beneficial for investors looking to diversify their portfolio without the financial burden of full ownership.

The ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. Financial literacy involves knowledge of financial principles and concepts such as financial planning, compound interest, debt management, and the time value of money, which are essential for making informed financial decisions. This skill set is particularly beneficial for individuals seeking to improve their financial stability and achieve long-term financial goals.