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Finance Trends
Emerging trends in banking, money and finance.
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5 years
finance
Melio
49.5K
Volume
+163%
Growth
Digital payment platform designed to help small businesses manage their supplier payments efficiently. It differentiates itself by offering a user-friendly interface and seamless integration with accounting software, enabling businesses to streamline their payment processes and improve cash flow management. The primary target demographic for Melio includes small business owners and financial managers seeking to simplify and automate their accounts payable operations.
exploding
Truv
4.4K
Volume
+163%
Growth
Truv is a platform that facilitates the verification of income, employment, assets, and insurance, as well as the switching of direct deposits. By integrating with over 50 payroll providers and more than 9,200 employers, covering approximately 120 million Americans, Truv streamlines processes for mortgage lending, consumer lending, tenant screening, and background checks. This platform is particularly beneficial for financial institutions, employers, and property managers seeking efficient and accurate verification solutions.
exploding
Employee savings plan
170
Volume
+163%
Growth
A savings plan offered by employers that allows employees to save money over many years through paycheck deductions. These plans are typically used for various financial goals, such as retirement, and often include employer contributions or matching funds to enhance the savings potential. Employee savings plans are primarily targeted at employees seeking to build long-term financial security and prepare for future financial needs.
regular
Data storytelling
22.2K
Volume
+162%
Growth
The practice of building a narrative around a set of data and its accompanying visualizations to help convey insights in a compelling and easily understandable way. It combines data, visuals, and narrative to tell a story that can influence decision-making and drive action, making complex data more accessible and engaging. Data storytelling is widely used in fields such as business, journalism, and academia to enhance the communication of data-driven insights.
exploding
Campari Group
14.8K
Volume
+161%
Growth
A major player in the global spirits industry, known for its extensive portfolio of over 50 premium and super premium brands. These brands are categorized into Global, Regional, and Local priorities, and include well-known names such as Campari, Aperol, Skyy Vodka, Wild Turkey, and Grand Marnier, differentiating the company through its diverse and high-quality offerings. The Campari Group primarily targets consumers of alcoholic beverages across various markets around the world, focusing on production, marketing, and distribution.
exploding
EY Consulting
12.1K
Volume
+160%
Growth
A division within Ernst & Young (EY), EY Consulting provides a range of consulting services to businesses. These services encompass strategy, technology, risk management, and performance improvement, aiming to enhance organizational performance and mitigate risks through tailored expert advice and solutions. EY Consulting primarily serves businesses and organizations seeking to optimize their operations and achieve strategic goals.
regular
Plaid Inc.
301K
Volume
+160%
Growth
Financial services company that builds a data transfer network to power fintech and digital finance products. Plaid's technology platform allows applications to connect with users' bank accounts, enabling the integration of financial data into various applications, which differentiates it from competitors by providing seamless and secure data connectivity. The primary users of Plaid's services are fintech companies, developers, and financial institutions seeking to enhance their digital offerings with integrated financial data.
regular
Passwordless authentication
4.4K
Volume
+159%
Growth
Passwordless authentication is a method of verifying a user's identity without requiring them to enter a password. It uses alternative methods such as biometrics, one-time codes, magic links, or hardware tokens to enhance security and user convenience by eliminating the risks associated with password management. This approach is particularly beneficial for organizations and individuals seeking to improve security and reduce the likelihood of password-related breaches.
regular
Sporttrade
2.4K
Volume
+158%
Growth
Sporttrade is a company that operates in the sports betting market, providing a platform for users to trade sports bets like stocks. It differentiates itself by offering features such as multiple market makers, the ability to request prices, and a VIP brokerage service, aiming to enhance the betting experience with more flexibility and transparency. Sporttrade primarily targets sports enthusiasts and bettors looking for a more dynamic and interactive way to engage with sports betting.
regular
uatp
5.4K
Volume
+157%
Growth
Universal Air Travel Plan, Inc. (UATP) is a global payment network specifically designed for travel-related expenses, including airline and hotel costs. Established in 1936 as Air Travel Card, UATP provides a secure and efficient payment solution that benefits businesses and merchants by streamlining travel expense management. The primary users of UATP are corporate travel managers and travel service providers seeking a reliable and cost-effective payment method for travel expenses.
regular
Hybrid finance
1K
Volume
+157%
Growth
Concept that combines elements of traditional finance (TradFi) and decentralized finance (DeFi) to bridge the gap between conventional financial systems and blockchain-based financial systems. Hybrid finance aims to provide the security, trust, and regulatory compliance of traditional finance while leveraging the efficiency, transparency, and innovation of decentralized finance. It primarily targets financial institutions, blockchain developers, and regulatory bodies seeking to integrate and optimize both financial paradigms.
exploding
Moralis
9.9K
Volume
+157%
Growth
Platform that provides tools and services for building decentralized applications (dApps) on blockchain networks. It offers features such as real-time database, user authentication, and cloud functions, simplifying the development process for blockchain developers. The platform supports multiple blockchain networks, including Ethereum, Binance Smart Chain, and Polygon, making it valuable for developers working on various blockchain projects.
peaked
Insider threat
12.1K
Volume
+157%
Growth
A security risk originating from within an organization, typically involving employees, former employees, contractors, or business associates with inside information. Insider threats can lead to theft, fraud, espionage, or sabotage, and are categorized into malicious insiders, negligent insiders, and compromised insiders. Organizations mitigate these risks through background checks, access controls, security training, and data loss prevention tools.
regular
Float financial
4.4K
Volume
+156%
Growth
Float is a Canadian business finance platform that offers smart corporate cards, next-day bill payments, and high-yield accounts to streamline expense management for companies. Their services include expense management, accounting automations, and real-time reporting, all integrated into a single platform designed for Canadian teams. Float primarily targets Canadian businesses seeking to automate and control their corporate spending while earning cashback and interest on their balances.
regular
DMarket
246K
Volume
+155%
Growth
Platform that enables secure buying, selling, and trading of in-game items. It helps game developers attract and retain more players while allowing gamers to earn money by exchanging items across different titles and platforms, distinguishing itself with advanced game and financial technology solutions. The platform primarily serves millions of gamers and esports fans.
exploding
Tamara app
3.6K
Volume
+154%
Growth
Financial technology platform that allows users to shop and pay later, simplifying the shopping process with quick sign-up and deferred payments. The app is user-friendly, Sharia-compliant, and does not charge late fees, differentiating it from other buy-now-pay-later services. It primarily targets consumers seeking flexible and hassle-free payment solutions.
exploding
Flywire
90.5K
Volume
+152%
Growth
Global payments enablement and software company that combines a proprietary global payments network with a next-gen payments platform and vertical-specific software. Flywire differentiates itself by managing important and complex payments for its clients and their customers, offering a streamlined and efficient payment process. The company's services are primarily targeted at businesses and institutions that require robust payment solutions, such as those in education, healthcare, travel, and B2B sectors.
regular
TrueLayer
14.8K
Volume
+151%
Growth
A company that designs and develops application software, offering solutions for account verification, risk management, and personal finance. It differentiates itself by providing secure and efficient APIs that enable seamless integration with banking and financial services, enhancing operational efficiency and customer experience. TrueLayer primarily serves banks and financial services institutions in the United Kingdom.
exploding
Datax
9.9K
Volume
+150%
Growth
Credit reporting agency based in Las Vegas, Nevada, founded in 2004, providing specialty credit reporting and alternative data services. DataX differentiates itself by offering alternative data solutions that help lenders assess creditworthiness beyond traditional credit scores, thereby expanding access to credit for underserved populations. The primary beneficiaries of DataX's services are financial institutions and lenders seeking comprehensive credit assessments and individuals with limited or no traditional credit history.
exploding
Worldline
90.5K
Volume
+150%
Growth
French multinational company specializing in payment and transactional services, offering solutions for merchant services, financial services, and mobility & e-transactional services. It differentiates itself by providing a comprehensive suite of secure and innovative payment solutions that cater to the evolving needs of businesses and consumers globally. Worldline primarily targets businesses and financial institutions seeking reliable and advanced payment processing and transactional services.
regular
msci
135K
Volume
+150%
Growth
Investment research firm providing stock indexes, portfolio risk and performance analytics, and governance tools. MSCI differentiates itself by offering comprehensive and globally recognized indexes and analytics that help institutional investors and hedge funds make informed investment decisions. The primary users of MSCI's services are institutional investors, hedge funds, and asset managers seeking reliable data and insights for their investment strategies.
exploding
Dvpn
2.9K
Volume
+150%
Growth
Decentralized VPN service provided by the Sentinel Network, offering secure and private internet access. It utilizes blockchain technology to ensure privacy and security, with the $DVPN coin serving as the native cryptocurrency for governance, payments, and incentives. This service is targeted at individuals and organizations seeking enhanced online privacy and security through decentralized solutions.
regular
Valid8
880
Volume
+150%
Growth
Cloud-based Verified Financial Intelligence (VFI) platform that assists teams in tracing the flow of funds quickly and accurately. It offers comprehensive tools for financial verification and analysis, going beyond traditional forensic accounting capabilities to provide detailed insights and data integrity. Valid8 is primarily targeted at financial professionals, auditors, and compliance teams seeking robust solutions for financial tracing and verification.
regular
Inclusion score
0-100
Volume
+150%
Growth
Metric that represents the level of inclusion felt by individuals within an organization or a specific group. It allows for the comparison of inclusion levels across different groups and helps track changes in inclusion over time, providing valuable insights for improving diversity and inclusion initiatives. The Inclusion score is particularly useful for HR professionals, diversity officers, and organizational leaders aiming to foster a more inclusive workplace environment.
regular
Liquity
74K
Volume
+150%
Growth
Decentralized borrowing protocol that allows users to draw 0% interest loans against Ether (ETH) used as collateral. The loans are paid out in LUSD, a USD-pegged stablecoin, and require a minimum collateral ratio of 110%, offering a unique advantage by providing interest-free loans. This protocol is particularly attractive for users looking to leverage their ETH holdings without incurring ongoing interest costs.
regular
Paymongo
12.1K
Volume
+150%
Growth
A payment gateway company based in the Philippines that provides products and services enabling businesses to accept online payments. It supports over 10 payment options, including Gcash, Maya, debit cards, credit cards, and Atome, and allows businesses to process, manage, and reconcile transactions with a single account. PayMongo primarily targets businesses of all sizes looking to streamline their online payment processes and improve transaction management.
exploding
Scarcity mindset
14.8K
Volume
+148%
Growth
Psychological concept where individuals focus on the lack of resources, such as time, money, or opportunities, leading to stress, anxiety, and poor decision-making. This mindset often results in a narrow focus on immediate needs and short-term solutions, rather than long-term planning and growth. It primarily affects individuals who perceive their resources as limited, impacting their ability to make long-term, strategic decisions.
exploding
RFID Blocking wallet
33.1K
Volume
+148%
Growth
An RFID blocking wallet is a type of wallet designed to protect against unauthorized scanning of RFID (Radio-Frequency Identification) enabled cards, such as credit cards, passports, and ID cards. These wallets are lined with special materials, such as metal or carbon fiber, that create a protective shield to block electromagnetic signals, preventing identity theft and electronic pickpocketing (also known as RFID skimming). RFID blocking wallets are primarily targeted at individuals concerned about digital security, frequent travelers, and professionals carrying contactless payment or identification cards.
regular
Self-help group
22.2K
Volume
+148%
Growth
A financial intermediary committee typically composed of 12 to 25 local women between the ages of 18 and 50. These groups are designed to help members cope with life problems and improve their financial stability through mutual support and collective savings, often facilitating access to credit and other financial services. SHGs primarily benefit women in South Asia and Southeast Asia, aiming to enhance their financial and social empowerment.
regular
Paytech
4.4K
Volume
+147%
Growth
Paytech is a payroll and Human Capital Management (HCM) consulting company based in Denver, Colorado. The company specializes in providing comprehensive payroll services and consulting throughout the full life cycle of HCM systems, differentiating itself with a focus on tailored solutions for businesses. Paytech primarily serves organizations seeking expert guidance and support in managing their payroll and HCM processes efficiently.
exploding
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